湖北鄂州社保基数10900个人扣多少

有家健康网 2025-04-29阅读量：2438

In Ezhou, Hubei, with a social security base of 10,900 yuan, the individual deduction amount varies for different social insurance types. For pension insurance, the individual contribution rate is 8%, so the monthly deduction is ​×8%= yuan; for medical insurance, if the contribution rate is 2% (common rate for employees), the monthly deduction is ​×2%= yuan; for unemployment insurance, assuming the individual contribution rate is 0.3%, the monthly deduction is ​×0.3%≈32.7 yuan. Here's a breakdown:

1. Pension Insurance: In Ezhou, the individual's share of pension insurance contribution is typically 8% of the payment base. Given a base of 10,900 yuan, the monthly amount deducted for pension insurance is calculated as ​×8%= yuan. This part of the contribution accumulates over time and is crucial for ensuring a stable income source during retirement.

2. Medical Insurance: Usually, the individual contribution rate for medical insurance is around 2% (specific rates may be subject to local policies). Based on a base of 10,900 yuan, the monthly medical insurance deduction is ​×2%= yuan. This money is used to cover medical expenses when the insured needs medical treatment, providing important medical security.

3. Unemployment Insurance: Generally, the individual contribution rate for unemployment insurance is relatively low, often around 0.3%. For a base of 10,900 yuan, the monthly unemployment insurance deduction is approximately ​×0.3%≈32.7 yuan. This contribution serves as a safeguard against the risk of unemployment, providing certain financial support during periods of job loss.

4. Work-related Injury Insurance and Maternity Insurance: These two types of insurance are usually fully paid by the employer, and there is no individual deduction. Work-related injury insurance provides compensation for employees in case of work-related injuries, and maternity insurance offers benefits related to childbirth for female employees.

In summary, with a social security base of 10,900 yuan in Ezhou, the total monthly individual deduction for pension, medical, and unemployment insurance is approximately ​++32.7=1122.7 yuan. It should be noted that specific rates may be adjusted according to local policies, so it is recommended to consult the local social security department for the most accurate information.