福建福州社保基数5500能拿多少

有家健康网 2025-04-27阅读量：302

In Fuzhou, Fujian, if the social security base is 5,500 yuan, the amount of pension received after retirement is calculated based on the following aspects:

1. Basic pension:

• The formula is ​(Average monthly wage of on - the - job employees in the province in the previous year+Indexed average monthly contribution wage)÷×Contribution years×1%.

• Assume the average monthly wage of on - the - job employees in Fujian (excluding Xiamen) in the previous year is ​A yuan. The indexed average monthly contribution wage ​= average monthly wage of on - the - job employees in the province in the previous year ​× average contribution index. The average contribution index ​= contribution base (​ yuan) ​÷ average monthly wage of on - the - job employees in the province in the previous year. For example, if the average monthly wage of on - the - job employees in the province in the previous year ​A= yuan, the average contribution index ​=÷≈0.79. If the contribution years are ​n years, the basic pension ​=(+×0.79)÷×n×1%.

2. Individual account pension:

• The formula is ​Retirement personal account savings amount÷Calculation and payment months corresponding to retirement age.

• The monthly contribution to the individual account for pension insurance is ​×8%= yuan. Assuming the contribution years are ​n years, the personal account savings amount ​=××n yuan. If retiring at 60 years old, the calculation and payment months are 139 months. So the individual account pension ​=××n÷ yuan.

3. For those with years of 视同缴费:

• There is also a transitional pension. The formula is ​Average monthly wage of on - the - job employees in the province in the previous year×Average contribution index×Years ofeˋ§†a˚Œc¸​¼´eˋ´¹×1.3%.

• If there are ​m years of 视同缴费，and other conditions are as above, the transitional pension ​=×0.79×m×1.3%.

The total pension received per month = basic pension + individual account pension + transitional pension (if applicable). It should be noted that the above data is for reference only, and the actual amount is subject to the specific situation of local policies and personal contributions.