江苏镇江社保基数13000能拿多少

有家健康网 2025-04-26阅读量：6483

If your social security contribution base in Zhenjiang, Jiangsu is 13,000 yuan, here's an analysis of the benefits you might receive:

1. Pension Insurance:

• Personal Contribution: The personal contribution rate for pension insurance is 8%. So, the monthly amount you contribute is ​×8%= yuan. This money goes into your personal pension account.

• Company Contribution: The company contributes at a rate of 16%, which is ​×16%= yuan per month. This amount is put into the social pooling account. When you retire, your pension is calculated based on the cumulative amount in your personal account and relevant factors in the social pooling account. The specific pension amount is calculated using a complex formula that also takes into account your years of contribution, the average wage in the region, etc.

2. Medical Insurance:

• Personal Contribution: The personal contribution rate for medical insurance is 2%. So, you pay ​×2%= yuan per month.

• Company Contribution: The company contributes at a rate of 6.5%, which is ​×6.5%= yuan per month. With medical insurance, you can enjoy medical reimbursement benefits when you see a doctor or are hospitalized. The reimbursement ratio and scope vary according to different medical situations and local policies.

3. Unemployment Insurance:

• Personal Contribution: The personal contribution rate for unemployment insurance is 0.5%, so you contribute ​×0.5%= yuan per month.

• Company Contribution: The company also contributes at a rate of 0.5%, which is also 65 yuan per month. If you meet the conditions for unemployment, you can receive unemployment benefits for a certain period. The amount of unemployment benefits is related to local regulations and your contribution situation.

4. Maternity Insurance: The maternity insurance is fully contributed by the company at a rate of 0.7%, so the company pays ​×0.7%= yuan per month. Female employees can enjoy maternity leave pay, medical expenses for childbirth, and other benefits in accordance with regulations.

5. Work-related Injury Insurance: The work-related injury insurance is fully paid by the company, and the contribution rate varies according to the industry risk level of the company, generally ranging from 0.2% - 3.6%. Suppose the rate is 1% for example, the company pays ​×1%= yuan per month. In case of work-related injuries, employees can get corresponding compensation.

In summary, with a social security contribution base of 13,000 yuan, the amount you personally pay each month for social security is the sum of contributions for each type of insurance, which is ​++= yuan. The company's contribution is much larger. These contributions are used to provide various social security benefits to ensure your well-being in different life situations such as old age, illness, unemployment, childbirth, and work-related injuries. However, the actual benefits you can receive in the future, such as the pension amount, depend on many factors and specific local policies.