江苏淮安社保基数8100能拿多少

有家健康网 2025-04-26阅读量：4160

In Jiangsu Huaian, if the social security base is 8100, the specific amount received varies depending on different insurance types:

1. Pension:

• Basic pension: Calculated by the formula (retirement - year's average monthly wage of urban - unit employees in the city + personal indexed average monthly payment wage)÷2×payment years×1%. Assuming the average monthly wage of urban - unit employees in the city is 8613 yuan (taking the 2023 data as an example), and if the personal index - average payment wage is also 8100 yuan, and the payment years are 15 years. The calculation is ​(+)÷××1%=(÷)×0.15=8356.5×0.15=1253.475 yuan.

• Personal - account pension: It is calculated by the formula the accumulated amount in the personal account at the time of retirement÷the number of months for calculation. Suppose the accumulated amount in the personal account is 100,000 yuan (this amount is affected by the length of payment and the amount of monthly payment), and if retiring at 60 years old, the number of months for calculation is 139 months. Then the personal - account pension is ​÷≈719.42 yuan. So the total pension is approximately ​1253.475+719.42=1972.895 yuan. However, in reality, the accumulated amount in the personal account and other data will be different, and the actual amount needs to be calculated based on the real situation.

2. Medical insurance:

• For 在职人员: The amount transferred to the personal account is 2% of the payment base. If the payment base is 8100 yuan, then the amount transferred to the personal account per month is ​×2%= yuan. This part of the money can be used for medical expenses such as seeing a doctor and buying medicine in designated pharmacies.

3. Unemployment insurance:

• If the payment period is less than 10 years, the unemployment insurance benefit is 45% of the average monthly payment base in the 12 months before unemployment. If the payment period is 5 years, and the average monthly payment base in the 12 months before unemployment is 8100 yuan, then the monthly unemployment insurance benefit is ​×45%= yuan. But the actual amount also needs to meet the requirements that the maximum amount of unemployment insurance benefits shall not exceed the local minimum wage standard, and the minimum amount shall not be lower than 1.5 times the local urban residents' minimum living security standard.

4. Work - related injury insurance: There is no personal payment part. When an employee suffers a work - related injury, the work - related injury insurance benefits are calculated according to relevant regulations. For example, for a one - time disability allowance, it is calculated by multiplying the payment base by a certain number of months. If an employee is identified as a Grade 10 disability, and the number of months for calculation is 7 months, and the payment base is 8100 yuan, then the one - time disability allowance is ​×= yuan.

5. Maternity insurance:

• The maternity insurance premium is paid by the employer at a rate of 0.9% of the total wages of employees in the unit. For employees, maternity insurance benefits include maternity allowances. The maternity allowance is calculated based on the average monthly wage of the employer's employees in the unit in the previous year. If the employer's average monthly wage of employees in the unit is 8100 yuan, and the maternity leave is 98 days (in line with national regulations), the maternity allowance is calculated as ​÷×= yuan.

In conclusion, the amount received with a social security base of 8100 in Huaian, Jiangsu, varies greatly depending on different insurance types, payment years, and personal situations. It is recommended to consult the local social security department for accurate calculation and detailed information according to personal circumstances.

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